The Importance of Pre-Approval

It can be valuable to see a mortgage loan pro early, even if you haven't decided the sort of house to look for. What for? If you don't know yet how much home you want to qualify for, we can help.

We Can Help You get Pre-Approved

We can help you see how much of a mortgage loan you can afford, and the amount of money you can borrow, by taking you through pre-qualifying. In the process, we determine your borrowing power - reviewing your job, available money for down payment, debt, income, and other areas. It's quick and basic; We take pride in keeping the paperwork light.

At the point you are considered eligible, we will prove our confidence in your capacity to qualify for a mortgage by awarding you a Pre-Approval Letter.

Pre-Approval Power

Various advantages open to you once you find your new house, and have Pre-Approval power. The first is that you can know the amount you'll be able to afford when putting together your offer. Being pre-Approved also will make your offer more attractive to the home seller, like you were bringing them a suitcase of cash! They will have the confidence to accept your offer since they know you have the ability to afford and qualify for your requested loan offer. In a competitive market, this is essential to getting your offer accepted!

We help with your Pre-Approval

When we pre-qualify you, we help you figure out how much of a monthly mortgage payment you can afford, and the size of loan you can qualify for and be comfortable with. We accomplish this by reviewing your Credit, income and debts,  employment and residence history, the funds available for a down payment, required reserves, and some other things. We will ask for a minimum amount of paperwork, and avoid a lengthy process but all of this is done to insure the accuracy of your Pre-Approval.

Face to Face

If you are local and prefer a face to face sit down with a Loan Advisor, we can arrange that as well. You are welcome to also utilize the helpful mortgage loan calculators on our website.  We eager to help you find a mortgage solution and financial strategy that best meets your financial needs. We're here to help! contact us at 972-334-0566.