5 STAR CUSTOMER REVIEWS
William F- Nov 2020- Could not have had a better refinancing experience than with Guaranty Federal. First off, refinancing can be a confusing and stressful process. I have heard horror stories of long, drawn-out processes to get refinances closed--even to the point of never closing. In talking to other potential lenders, I was left shaking my head at their apparent lack of knowledge and evasiveness in their ability to answer my questions as well as the amount of time quoted it would take to close. This was definitely not the case with Guaranty. Guaranty knows getting the lowest interest rate alone should not be the goal of the process, rather it is a blend of interest rate, term, cash outlay and payout on those cash costs that results in the best financial outcome for the borrower--and they were willing and able to take the time to thoroughly explain every step of the process to me and update me all along the way. Best of all, we closed in only TWO WEEKS from application and received a competitive interest rate with minimal cash out of pocket (far lower closing costs than I was quoted by other lenders). The whole team was fantastic, but I cannot say enough about their founder and leader--Chris Peck. I cannot sing his praises enough....he was a real oasis of knowledge and experience in the sea of uncertainty I found elsewhere. I could not believe the ease I experienced all through the process.
Sandra M- March 2020- I am a realtor with Z Texas Real Estate and have had several clients work with Guaranty Federal Mortgage. They have been extremely efficient and work very closely with my clients. The very thing I appreciate is they return all of my emails, texts and phone calls immediately. The E-close is way ahead of the times we are now in and I appreciate that. I would highly recommend GFM to anyone looking online for a great mortgage company. Thank you to everyone who helped us.
Danita B-Feb 2020- Working with Guaranty has been so easy! They were honest and straight forward about the entire process. I felt very comfortable that they were on my team and trying to help me make the best decision for our financial situation. They gave us the best options and rates immediately unlike other big name companies who kept changing the terms of the loan every time we would say we weren't interested. We will definitely recommend them to our family and friends!
Kevin F - Feb 2020- Guaranty Federal Mortgage was exceptional from beginning to end. They were extremely informative and attentive to my situation. The customer service and professionalism they provided was second to none. I highly recommend GFM for all your mortgage needs!
Michelle P-Jan 2020-GFM is a very professional, efficient company, that gets the job done well, and in a timely manner. They are very easy to work with, and very communicative (which I deem very important). The rates offered are competitive rates, and the fees are minimal. The whole GFM team is great, and they are very good at what they do. I would recommend them to everyone I know, that is looking to purchase a house. Thanks GFM team for making this very stressful, yet exciting, process seamless and fast
Amanda A-Dec 2019-I just refinanced my home(this was my second time using Guaranty Federal Mortgage)and what a BREEZE it was! As Chris stated over the phone many times, he has a lot of people behind the scenes that make a complicated job appear easy. In my opinion, this is a client's dream come true! Amazing communication and execution! Chris is very complimentary of his staff and I think that's incredibly important...I live over 250 miles away and would use GFM again in a heartbeat.
Mark H-Nov 2019-I heard about Guaranty Federal Mortgage through a business associate that Chris Peck and his team were great. After going through the process they were helpful, they explained every form, provided me with the confidence I was getting exactly what I wanted for the Home Equity Loan. These guys are true professionals>
David M-April 2019- As a busy real estate broker and a 15 year veteran of buying and selling real estate the last thing I want to do is have to manage a lender. I've dealt with 100s of lenders and GFM is by far the best in the business. I never have to worry about whether a loan will close because if GFM says a buyer is qualified, I know they are good to go! These days so many lenders over promise and under deliver. GFM has always delivered for me and my clients. I recommend all buyers to use GFM. They have the best rates, best pricing and best customer service in the industry. And they can close fast! Hard to close deals? GFM can get them done! Buyers that have other lenders say NO! GFM will say YES! GFM is the only lender that I use. - David Maisch, Broker / Owner, Zero Dollar Listings, Inc.
Phil M-March 2019- Thanks for the loan and we appreciate Seth and your company's ability to help us with the process of refinancing our home and reducing our month bills significantly!
Kelly G-March 2019- Dan at GFM was outstanding! He walked me through the process of my refinance, always had answers to my questions (mostly before I asked), responded almost immediately, and the entire process was quick and painless. Also a big thanks to Trent and BJ at Wright Law and Title in Denton, Tx for a super convenient closing!
Lisa B- 2018 - I highly recommend Guaranty Federal Mortgage! They were able to get us a great loan with a low rate! My husband and I were in search of our first home together when we soon realized this market was even tougher than expected. We had a complicated loan with lots of obstacles. They made sure we understood completely what we needed and how to get it. Chris **** and his eager and knowledgeable team walked us thorough the entire process start to finish without any negative surprises! They stayed the course with us for 2 years ultimately making our dreams of homeownership a reality. Could NOT have done it with anyone else! I am truly grateful for the ENTIRE team at GFM!!
Debbie H- Houston Tx 2016 -I refinanced my home with GFM and was thoroughly pleased with my experience. After speaking to one of their advisors I quickly learned there was a better way for me to get what I wanted out of my refinance and it saved me thousands of dollars. Thank you GFM!
A. Aguillard-San Antonio Tx 2018- We found our dream home in early October but this dream home came with a price tag of complexity due to the seller having a lien on the property. Unfortunately, this lien created much heartache, stress, time, and redundant financing applications for us, the buyers. After two months of waiting and being near wits end, I contacted my financial advisor for any leads on a lender that might be able to help...Chris Peck was amazing from start to finish. He listened clearly, gathered his OWN information as to not burden me by contacting the working title agency, and had a new loan ready to go In a few short weeks. I’ve owned homes before, but since this is not an everyday purchase, I appreciated his reminders of each and every step that would take place. Being CLEAR, CONCISE, and PRECISE is everything to me and Chris and his team fulfilled all of these. His team went above and beyond over the holidays, Lisa working on Christmas Eve, Dan overseeing my file when needed, and countless others behind the scenes...ALL of which made it possible for my family and I to successfully close on our home on 12/31/18. What a great way to begin 2019...Thank you GFM!!! Outstanding support and service.
D. Randall- Prosper, Tx 2019-I just want to say that this whole experience has been absolutely amazing… I can truly tell you that before we talked to Rachel, we only heard horror stories on how this was going to go, and between you and here it couldn’t have been further from reality… We are very blessed to have had both of you and your team to help us through this… Thank you
R. Minett-Houston, Tx 2019-Jesse was a pleasure to work with and very responsive to my every need and concern.
R. Robinson- Southlake, Tx 2018-This was our 3rd time in 4.5 years to use Guaranty Federal Mortgage and our experience was no different then all the rest, phenomenal. Our loan was a lot more difficult this time with requiring multiple lien companies, being told "no" by second lien companies, tax return hiccups and inadequacies, 9 letters of explanation of how my small business operates, etc. However, with all these hiccups, Guaranty Federal Mortgage worked tirelessly to get this loan and we closed on our house Friday! The AMAZING people behind the scenes at Guaranty Federal Mortgage accomplished this loan for us. It was evident the whole group was working together to figure out how to get my wife and I this house and we could not begin to thank you all enough!!! We will NEVER go anywhere else. Thank you guys from the bottom of our hearts!!
L. Newton-Garland, TX 2018-I was a first-time buyer and just have one word to say about Guaranty Federal Home Loans “WOW”. Throughout the process everyone at Guaranty Federal Loans were very responsive, excellent to communicate with, and got everything done promptly, smoothly, and correctly. They made buying my new home for my family a pleasant experience. When there were so many other things to worry about during this process and many of them that could have gone wrong, this part was straight forward and a giant weight off my mind. Moreover, the whole team at Guaranty Federal Loans was over-the-top amazing!! We will recommend Guaranty Federal Loans to friends & family! The process was seamless. In this electronic age, this is how things need to be.
G. Burton-Argyle, Tx 2018-Just wanted to hop on & say how pleased my Husband & myself we're with GFM!! Chris Peck was VERY PROFESSIONAL & explained in detail everything to us to our understanding. If we had any question's we felt most comfortable with contacting Chris. We will recommend GFM to our Family & Friend's, thank you Chris Peck & Staff!!!
J. Smith-Lewisville, Tx 2018-First of all I want to say THANK YOU!!! This company Rocks!!! If you want to get approved in a short period of time with no nonsense, I highly recommend Guaranty Federal Mortgage!!! This company does not mess around; they get down to business. GFM is all about providing front-end information so you fully understand what is necessary upfront in regards to the paperwork. We had an experience with Quicken Loans where it took almost 5 weeks into the process to find out that we still did not provide enough paperwork. At this point, we were fed up with Quicken!!!!! Our Real Estate Agent recommended GFM. What took Quicken 5 weeks took GFM 8 days respectively. I’ll I can say is that this company is ON IT!!! Best experience ever!!!